About IPAs
How an IPA works, in plain language.
Understand the relationships among your health plan, Karewell, your primary care physician, and specialists.
Your question
Is an IPA the same as my health plan?
No. Your health plan defines benefits and coverage. An IPA connects independent physicians for certain network, administrative, and care-related responsibilities. Exact roles vary by contract and plan.
- 01Health Plan: benefits and coverage
- 02Karewell Health IPA: verified network and delegated roles
- 03Primary Care Physician: routine care and coordination
- 04Specialists & Services: care based on plan and referral rules